Decision in principle

Get a decision in principle

A decision in principle tells you if we can lend you the amount of money you need. 

 You'll get a free, instant decision. 

 It鈥檚 valid for 60 days.

 鈥疘t won鈥檛 affect your credit rating. 

Before you start your online decision in principle

Make sure you鈥檝e read:

A straightforward guide to your mortgage听 (PDF - 647 KB)

Have the following information before you apply:

  • The type听of property and how much you want to borrow
  • 魅影直播 information including your address history for the last 3 years
  • Details of your income and outgoings听
  • Details of any financial commitments such as credit cards or loans

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Already started?

You'll need the application reference number we emailed to you to continue your decision in principle (DIP). If you already have your DIP, you can use the same number to start your mortgage application.